Estimate your Québec welcome tax — the taxe de bienvenue, or droits de mutation — with 2026 rates for Montréal, Westmount, Mont-Royal, Hampstead, Côte-Saint-Luc and standard Québec. Instant result, full bracket breakdown.
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Open the full calculator →The welcome tax is a one-time tax your municipality charges when you buy a property in Québec. It is calculated in progressive brackets on the greater of the purchase price or the municipal assessment (adjusted by the city comparative factor). Rates are indexed each year — the brackets above are for 2026.
Montréal 2026 brackets: 0.5% up to $62,900, 1% to $315,000, 1.5% to $552,300, 2% to $1,104,700, 2.5% to $2,136,500, 3.5% to $3,113,000, and 4% above. A $700,000 purchase equals $9,349.
For transfers as of January 1, 2026: 0.5% up to $62,900, 1% to $315,000, 1.5% to $500,000, and 3% on the portion above $500,000.
The bill arrives a few months after closing and is payable in one payment, usually within 30 days. It cannot be added to your mortgage, so set the money aside.
Certain transfers are exempt — between spouses (married or common-law) and in the direct family line (for example parent to child). Your notary confirms whether an exemption applies.